KIOTI Financing Credit Score Requirements in 2023. KIOTI offers financing as low as 0% to enable you to purchase your dream tractor and agric machine. The first step towards this is to locate an authorized KIOTI dealer in the US or Canada to get flexible, competitive financing to purchase your best tractor.
However, this KIOTI financing is limited to United States and Canadian residents. You must have a good credit score before qualifying for this financing.
KIOTI Financing Credit Score Requirement
The best KIOTI tractor financing requires credit scores over 680. Some tractors can be financed with FICO scores of 500 based. Here calculation is done based on cash flow, collateral, or other factors.
Do note that all KIOTI financing is based on credit approval. KIOTI offers low-rate financing and cash rebate incentive programs with different conditions, rules, and policies attached.
Brief History of KIOTI
KIOTI is one of the best modern tractor companies in the United States. KIOTI is remarkable for its excellent customer satisfaction that helps customers achieve their dream in the agric sector.
They provide an outstanding dealer network and supply the dealers with quality spare parts, training, and quick responsive service. In the company’s words, “When our company makes you a promise to deliver the best machine-owning experience you’ve ever had, that is what we intend to do.”
KIOTI introduced the first compact tractor in the US in 1986. In 1993, Daedong-USA, Inc. was established, and KIOTI Tractor was headquartered in Wilson, NC. In 1991, KIOTI introduced the first DK Series compact tractor.
In 2003, the company introduced the first CK series compact tractor and additional farming implements such as a rotary cutter, rake, aerator, box & rear blade, and more. In 2006, KIOTI introduced the first series of tractors with advanced technology, the DK45SE HST. The 4-year industry warranty was introduced in 2008. The same year, the DK75 utility tractor was introduced.
The DKSE series expanded to 10 tractors in 2009. After two years, KIOTI introduces the MECHRON 2200 Utility Vehicle, DS3510. In 2012, the CS2410 Subcompact Tractor and the RX6010PC utility tractor with Hydraulic Power Shuttle were introduced. In 2013 the 45HP – 60HP Cab models with Synchro Shuttle & Hydrostatic Transmission were introduced.
KIOTI Financing won a Gold Level status in the NAEDA’S Manufacturer recognition program. In 2018, KIOTI introduced a utility vehicle product featuring expanded with the K9 Series UTV. In the same year, the Canadian Distribution Center in Mississauga was opened. KIOTI is undoubtedly among the top tractor factories in the US and Canada.
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Kioti Financing Offers in the US
KIOTI offers low-rate financing programs and cash rebate incentive programs for US farmers. They all come in different packages. All you have to do is to choose the program that is best for you. Some of these programs include:
Summer Sales Event
Purchase a qualifying KIOTI Tractor and receive an additional $750 cash rebate* on top of CASH BACK* offers.
Promotional Period: July 1, 2023 – September 30, 2023
Low Rate + Cash
Purchase a qualifying KIOTI Tractor and receive finance terms as low as 0% and cash incentives up to $2,000.
Promotional Period: July 1, 2023 – September 30, 2023
ZTR Savings
ZTR Savings up to $150 Cash Back* OR Choose 0% Financing* for up to 36 months.
Promotional Period: July 1, 2023 – September 30, 2023
Kioti Cash Back
Purchase a qualifying KIOTI Tractor or KIOTI Tractor and Attachment(s) Package and receive up to $6,500 CASH BACK*.
Promotional Period: July 1, 2023 – September 30, 2023
Kioti Heroes Reward
KIOTI salutes our Military, First Responders, and Front Line Medical Workers with up to $150 CASH BACK*.
Promotional Period: July 1, 2023 – September 30, 2023
0% for 84 Months
Purchase a qualifying KIOTI tractor or UTV and receive 0% financing for 84 months*.
Promotional Period: July 1, 2023 – September 30, 2023
Kioti Canada Financing Offers
This is specifically for Canadian farmers. KIOTI also offers several low-rate financing programs and cash rebate incentive programs in Canada. Below is the list of the programs you can choose from.
Summer Sales Event
Purchase a qualifying KIOTI Tractor and receive an additional $750 cash rebate* on top of CASH BACK* offers.
Promotional Period: July 1, 2023 – September 30, 2023
ZTR Savings
ZTR Savings up to CAD 200 Cash Back* OR Choose 0% Financing* for up to 48 months.
Promotional Period: July 1, 2023 – September 30, 2023
Low-Rate + Cash
Purchase a qualifying KIOTI Tractor and receive finance terms as low as 0% and cash incentives up to $2,600.
Promotional Period: July 1, 2023 – September 30, 2023
KIOTI Cash Back
Purchase a qualifying KIOTI Tractor or KIOTI Tractor and Attachment(s) Package and receive up to $8,050 CASH BACK*.
Promotional Period: July 1, 2023 – September 30, 2023
6-Year Unlimited Hour Warranty
Extend KIOTI’s already industry-leading warranty for an additional two years*. Eligible units purchased during the program will receive six years (72 months) of extended powertrain warranty coverage.
Promotional Period: July 1, 2023 – September 30, 2023
KIOTI Heroes Reward Program
KIOTI salutes our Military, First Responders, and Front Line Medical Workers with up to $200 CASH BACK*.
Promotional Period: July 1, 2023 – September 30, 2023
0% for 84 Months
Purchase a qualifying KIOTI tractor and receive 0% financing for 84 months*.
Promotional Period: July 1, 2023 – September 30, 2023
Field Cab Savings
$1,000 REBATE* on Field Option Cabs purchased alone or with a new CK10 or CS10 Model tractor.
$750 REBATE* on Field Option Cabs purchased alone or with a new MECHRON 2200 Utility Vehicle.
Promotional Period: July 1, 2023 – September 30, 2023
Utility Vehicle Rebate
Purchase a new KIOTI Utility Vehicle and receive up to $1,250 CASH BACK*
Promotional Period: July 1, 2023 – September 30, 2023
Are KIOTI Tractors Made in China?
Yes, KIOTI tractors and engines are made in China and Korea, distributed from North Carolina and Ontario facilities, and sold in North America.
As a US or Canadian farmer, you can purchase a new KIOTI finance, including attachments, without stress. As far as you have a good credit score, you can easily get a good competitive financing program.