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Kioti Financing Credit Score Requirements (2022)

KIOTI Financing Credit Score Requirements in 2022.

KIOTI offers financing as low as 0% to enable you to purchase your dream tractor and agric machine. The first step towards this is to locate an authorized KIOTI dealer in the US or Canada to get flexible, competitive financing to purchase your best tractor.

However, this KIOTI financing is limited to the residents of the United States and Canada. You must have a good credit score before you can qualify for this financing.

What is the KIOTI Financing Credit Score Requirement?

The best KIOTI tractor financing requires credit scores over 680. Some tractors can be financed with FICO scores of 500 based. Here calculation is done based on the premises of cash flow, collateral, or other factors

Do note that all KIOTI financing is based on credit approval. KIOTI offers low-rate financing and cash rebate incentive programs, but these have different conditions, rules, and policies attached.

Brief History of KIOTI

KIOTI is one of the best modern tractor companies in the United States. KIOTI is remarkable for its excellent customer satisfaction that helps the customer in achieving their dream in the agric sector.

They provide an outstanding dealer network and supply the dealers with quality spare parts, training, and quick responsive service.

In the company’s words, “When our company makes you a promise to deliver the best machine-owning experience you’ve ever had, that is what we intend to do.”

KIOTI introduced the first compact tractor in the US in 1986. In 1993, Daedong-USA, Inc. was established and KIOTI Tractor was headquartered in Wilson, NC. In 1991, KIOTI went ahead to introduce the first DK Series compact tractor.

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In 2003, the company introduced the first CK series compact tractor and introduced additional farming implements such as a rotary cutter, rake, aerator, box & rear blade, and more. In 2006, KIOTI introduced the first series of tractors with advanced technology which are the DK45SE HST. The 4-year industry warranty was introduced in 2008. The same year, the DK75 utility tractor was introduced.

The DKSE series expanded to 10 tractors in 2009. After two years, KIOTI introduces the MECHRON 2200 Utility Vehicle, DS3510.

In 2012, the CS2410 Subcompact Tractor and the RX6010PC utility tractor with Hydraulic Power Shuttle were introduced. In 2013, the 45HP – 60HP Cab models with Synchro Shuttle & Hydrostatic Transmission were introduced.

KIOTI Financing won a Gold Level status in the NAEDA’S Manufacturer recognition program. In 2018, KIOTI introduced a utility vehicle product featuring expanded with the K9 Series UTV.

In the same year, the Canadian Distribution Center in Mississauga was opened. KIOTI is undoubtedly among the top tractor factories in the US and Canada.

Kioti Financing Offers in the US

KIOTI offers low-rate financing programs and cash rebate incentive programs for US farmers. They all come in different packages. All you have to do is to choose the program that is best for you. Some of these programs include:

ZTR Savings

ZTR Savings offers up to $150 Cash Back, and 0% Financing for a repayment duration of 36 months.

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Promotional Period: March 1, 2022 – May 31, 2022

KIOTI Cash Back

With the KIOTI Cash Back, you can purchase the KIOTI Tractor, including the attachment(s) Package, and receive up to $6,500 CASHBACK.

Promotional Period: March 1, 2022 – May 31, 2022

6 Year Unlimited Hour Warranty

This financing program allows eligible individuals to purchase their favorite KIOTI tractor and get 6 years (72 months) extended powertrain warranty coverage.

Promotional Period: September 1, 2016 – May 31, 2022

KIOTI Heroes Reward Program

KIOTI is a special package reserved for the Military, First Responders, and Front Line Medical Workers with a $150 CASHBACK.

Promotional Period: March 1, 2022 – May 31, 2022


5. 0% for 60 Months

When you purchase a KIOTI tractor or UTV, you will receive 0% financing for 60 months.

Program Period: March 1, 2022 – May 31, 2022

Kioti Canada Financing Offers

This is specifically for the Canadian farmers. KIOTI also offers several low-rate financing programs and cash rebate incentive programs in Canada. Below is the list of the programs you can choose from.

ZTR Savings

With the ZTR Savings, the farmers can save up to CAD 350 Cash Back. You can choose 0% Financing that lasts for 48 months.

Promotional Period: March 1, 2022 – May 31, 2022

KIOTI Cash Back

This finance program, allows you to buy the KIOTI Tractor, including attachment(s) of your choice in Canada, and receive $8,050 CASHBACK.

Promotional Period: March 1, 2022 – May 31, 2022

6 Year Unlimited Hour Warranty

Eligible Canadian farmers have the privilege to purchase their KIOTI machine for a repayment period of 6 years (72 months) with extended powertrain warranty coverage.

Promotional Period: March 1, 2022 – May 31, 2022

KIOTI Heroes Reward Program

KIOTI is reserved for the Canadian Military, First Responders, and Front Line Medical Workers with up to $200 CASHBACK.

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Promotional Period: March 1, 2022 – May 31, 2022

0% for 60 Months

You can purchase a KIOTI tractor and receive 0% financing for 60 months.

Program Period: March 1, 2022 – May 31, 2022

Field Cab Savings

This program allows you to purchase a new CK10 or CS10 tractor model and get a $1,000 Rebate. You can also purchase a new MECHRON 220 Utility Vehicle and get a $750 REBATE.

Promotional Period: March 1, 2022 – May 31, 2022

Utility Vehicle Rebate

The finance program allows you to purchase a new KIOTI Utility Vehicle and get up to $1,250 CASHBACK

Promotional Period: March 1, 2022 – May 31, 2022

Are KIOTI Tractors Made in China?

Yes, KIOTI tractors and engines are made in China and Korea and distributed from the North Carolina and Ontario facilities, and sold in North America.

As a US or Canadian farmer, you can purchase a new KIOTI finance, including attachments without stress. As far as you have a good credit score, you can easily get a good competitive financing program.

Mark Lockett

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